Decide the names before the lawyer is in the room
Three questions, asked while everyone is present
Who provides the deposit, and do they need that money back if someone falls ill. Who pays the monthly amount if one wage stops for four months. Who is expected to sleep in the house, including a son who may take work in Hat Yai.
Families answer these differently and still buy well. The damage starts when the answers are assumed. A parent hears 'our house' and means a name on the chanote. A child hears 'our house' and means a place to live while the loan is in the child's name alone.
Deed words you will meet
Ask the seller which deed they hold. A chanote, Nor Sor 4 Jor, is the title banks in this region most often treat as solid security. Nor Sor 3 Gor is a certificate with a history of use; some lenders will look at it and some will not, and the difference matters before you pay a booking fee on that plot.
How two or three names can appear on a title, and what happens if one person dies or leaves, is a question for your lawyer. Our joint-buyer sitting writes down the household's intent so the lawyer is not the first person to discover that the mother and the daughter have been using the same sentence to mean two different things.
An unfinished afternoon is still a result
Some sittings end with a decision. Some end with two options still open and a date to talk again at home. Both are better than a cheerful lunch after which nobody can remember what was agreed. If a parent who is providing the deposit cannot attend, we move the sitting. A page about their money, written without them, is not a record we will sign our names under.